Oct
20
Although credit cards have become an icon for the middle class in big cities,but there are still many who do not understand how to use credit cards wisely. Not infrequently, the user’s credit card every month is generally the result of income actually paid out to pay credit card interest. Therefore we recommend to all credit card holders to:
- Discipline in the use of credit cards. Usahkan use of credit cards is already budgeted in the family finances. Like you use cash, but with an excess of the deadline.
- If the first suggestion to you live, it’s a good idea if you switch your routine expenses, such as pay telephone, electricity, and others in the credit card.
- Do you ever get cash via ATM with your credit card, not just great interest but also the costs and the application of direct interest calculations. Except in an emergency.
- Should not only pay the minimum payment each month. Because the monthly interest charges which could reach 3.5 percent. With the interest rates the interest rate on your credit card debt could be more than 40 percent. Not playing much.
- Restrict ownership of only 3 credit cards.
- Find and follow the credit card debt consolidation program that also bill consolidation and credit card debt programs to facilitate credit card users pay off the bill in the very variations.
